High Income Networking Community (HINC) Last Updated: July 24, 2026

High Income Networking Community ("HINC," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have — including details about our SMS text messaging program.

1. What Information We Collect

We may collect the following information when you visit our website, apply for membership, register for an event, or contact us:

• Name

• Phone number

• Email address

• Business/company information

• Payment information (processed securely via a third-party payment processor; we do not store full card numbers)

• Event registration details (e.g., team member names for golf tournament registration)

• Messages you send us through our contact form

• Technical information collected automatically, such as IP address, browser type, and pages visited (see Section 4, Cookies & Tracking)

2. How We Use Your Information

We use the information we collect to:

• Process membership applications and event registrations

• Send confirmations, receipts, reminders, and event logistics updates

• Communicate about HINC meetings, events, and member offers

• Respond to inquiries submitted through our contact form

• Operate, maintain, and improve our website and services

• Maintain records of consent as required for compliance purposes

3. SMS Opt-In Details

3.1 How Consent Is Collected Contacts opt in to SMS messages by voluntarily submitting their mobile phone number through one of HINC's online forms — the membership application at highincomenetworking.com/membership, the golf tournament registration at highincomenetworking.com/golf, or the contact form at highincomenetworking.com/contact. Each form presents two distinct, unchecked SMS consent checkboxes: one for account/event (non-marketing) messages and one for marketing messages. You may opt into either, both, or neither. SMS consent is never required to submit a form, join HINC, register for an event, or contact us.

3.2 Message Types & Frequency

• Account & Event Messages: confirmations, receipts, reminders, and logistics updates.

• Marketing Messages: invitations to networking events, golf outings, and member offers.

Message frequency varies, typically 2–4 messages per month. Message and data rates may apply.

3.3 Opt-Out & Help Reply STOP at any time to cancel messages in that consent category. Reply HELP for assistance. You may also contact us directly using the information in Section 8.

3.4 Consent Records Consent submissions are timestamped and stored in HINC's CRM along with the IP address and form used, to maintain proof of consent.

4. Cookies & Tracking

Our website may use cookies and similar tracking technologies (such as web beacons and pixel tags) to:

• Remember your preferences

• Understand how visitors use our website (analytics)

• Support advertising and remarketing through platforms such as Google or Meta

You can control cookies through your browser settings, including blocking or deleting them; note that some website features may not function properly if cookies are disabled. We do not use cookies or tracking technologies to collect or infer your SMS opt-in status, and SMS consent data is never used for cookie-based advertising or shared with ad networks.

5. Data Security Practices

We implement reasonable administrative, technical, and physical safeguards designed to protect your information, including:

• Restricted access to personal data on a need-to-know basis

• Secure, encrypted transmission of data submitted through our website (HTTPS/TLS)

• Secure storage of consent records and contact information within our CRM platform

• Payment information handled exclusively by PCI-compliant third-party processors

No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. No Sharing of SMS Opt-In Data

We do not sell, rent, share, or otherwise disclose your mobile phone number or SMS consent status to any third party for their own marketing or promotional purposes — under any circumstances.

This includes not sharing SMS opt-in data with:

• Advertising networks or data brokers

• Event sponsors or partners

• Any affiliated or unaffiliated third-party business

The only exception is our SMS/CRM platform provider, who processes messages solely on HINC's behalf to deliver the service, and is contractually prohibited from using your mobile information for any other purpose. All SMS consent categories (marketing and non-marketing) are covered by this no-sharing commitment.

7. Your Rights & Choices

You have the right to:

• Unsubscribe from SMS: Reply STOP to any text message at any time.

• Unsubscribe from Email: Use the unsubscribe link included in any marketing email.

• Update Your Information: Contact us to update or correct your name, phone number, email, or other information on file.

• Request Deletion: Contact us to request deletion of your personal information, subject to any legal or recordkeeping requirements.

• Request Access: Contact us to request a copy of the personal information we hold about you.

To exercise any of these rights, reach out using the contact information in Section 8. We will respond within a reasonable timeframe.

8. Contact Us

High Income Networking Community 203 S. Cusick Street, Maryville, TN 37801 Phone: (865) 660-0404 Contact form: highincomenetworking.com/contact

9. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last Updated" date.